FIN 3140 Small Business Finance sample papers, module by module

Reviewed by Edgar Pennington, MBA · Small Business Finance · Thomas Edison State University · Free custom samples in 24–48h

FIN-3140 applies finance to the business an owner actually runs, where the owner, manager and main investor are one person and a single bad month can strain the cash. The samples here follow a composite Cape May whale-watching company through each problem set to a full business financial plan.

Send the exact assignment or rubric from your classroom and a custom sample written to it lands in 24 to 48 hours, the first one free. FIN-3140 is TESU’s Small Business Finance course. It covers the goal of financial management in a small firm, legal forms and taxes, preparing and reading financial statements, profitability and working capital, forecasting and external financing, the time value of money and capital budgeting, along with the owner’s personal finance. Searches like "fin 3140 module 3 assignment example", "FIN3140 sample paper", and "FIN-3140 module samples" land on this page.

What FIN-3140 is really about

Adelman and Marks’s Entrepreneurial Finance is the text, and the course runs six modules: Concepts of Financial Management, Financial Statements, Profitability and Working Capital, Forecasting, Time Value of Money, and Capital Budgeting and Personal Finance.

Written assignments take the form of questions and problems, one set per module, and a proctored online midterm tests the core skills. The final project is a Business Financial Plan built in three stages and submitted at the end of the semester.

What FIN-3140’s assessments ask for

Six discussions count 14 percent, six written assignments 36 percent, the proctored midterm exam 30 percent and the final project 20 percent. Problems reward shown work and a stated decision, not only a final number.

Where students lose points in FIN-3140

Marks go on equating value with this year’s profit, comparing legal forms without numbers, reading year-end liquidity as if it held all year, applying one growth rate to every forecast line, mixing annual rates with monthly periods and reporting NPV without its assumptions.

The FIN-3140 drawers

Module 1

FIN-3140 Module 1 assignment example

Written assignment: a composite Cape May whale-watching company's owner answers why value, not profit, is the goal, works out how operating as a sole proprietorship, an LLC taxed as a partnership or an S corporation changes her tax and liability on $239,670 of earnings before her salary, and explains why a profitable season can still leave the business short of cash in April. Full sample paper, read it free.

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Module 2

FIN-3140 Module 2 assignment example

Written assignment: the composite Cape May whale-watching company's 2025 income statement and December balance sheet are prepared from its accounts, showing $212,070 of operating income and $154,670 before owner taxes, a $1.08 million balance sheet carried by an $820,000 boat loan and $64,000 of advance bookings, and what the statements tell the owner and the bank. Full sample paper, read it free.

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Module 3

FIN-3140 Module 3 assignment example

Written assignment: the composite Cape May whale-watching company's margins, return on assets and DuPont return on equity of 94 percent are computed and explained, its current ratio of 1.52 is read against a five-month off-season, its cash low point is located in April and a $120,000 seasonal line of credit is sized and justified. Full sample paper, read it free.

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Module 4

FIN-3140 Module 4 assignment example

Written assignment: the composite Cape May whale-watching company forecasts 2026 revenue of $1.38 million from passenger, fare and trip drivers, projects its statements with the percent-of-sales method, finds an external financing need of about $21,000 after a $60,000 sound and safety upgrade and tests how a 10 percent drop in passengers changes the answer. Full sample paper, read it free.

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Module 5

FIN-3140 Module 5 assignment example

Written assignment: the composite Cape May whale-watching company's owner computes the $6,077.53 monthly payment on a $512,000 ten-year loan for a second vessel and its first-year interest, compares paying a broker's fee now or later, values a dock lease prepayment offer and projects a $12,000-a-year retirement plan to about $658,000 over 25 years. Full sample paper, read it free.

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Module 6

FIN-3140 Module 6 assignment example

Final project: the composite Cape May whale-watching company's financial plan reviews its position and 2026 forecast, evaluates a $700,000 second vessel with an NPV of about $80,700 at 10 percent, an IRR of 12.2 percent and a 6.4-year payback, sets a financing plan with an SBA-backed loan and seasonal line and adds the owner's personal plan for liquidity, insurance and retirement. Full sample paper, read it free.

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Using a FIN-3140 sample the right way

Post the FIN-3140 problems you were given and a first custom sample comes back free inside 24-48h. Use it to check your setup and your interpretation, then solve your own figures.

How these samples are written

FIN-3140 samples here carry one composite seasonal business from its legal form to its second vessel, so the statements, ratios, forecast and capital budget all rest on the same figures.

FIN-3140 questions, answered

What textbook does FIN-3140 use?

Adelman and Marks’s Entrepreneurial Finance, sixth edition.

Is the FIN-3140 midterm proctored?

Yes. A proctored online midterm through the university’s Online Proctor Service counts 30 percent of the grade.

What is the FIN-3140 final project?

A Business Financial Plan produced in three stages and submitted at the end of the semester, worth 20 percent.